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Total Monthly Payment - Home Purchases
Datathon 2026
Updated Oct 8, 2026
Updated ad hoc
About this dataset
An estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Data and resources (3)
- CSV
Monthly Metro Total Monthly Housing Payment — Mid-Tier Homes, 20% Down Payment, Seasonally Adjusted and Smoothed
1.2 MBModified Aug 14, 2026Table and Data API available
- CSV
Monthly Metro Total Monthly Housing Payment — Mid-Tier Homes, 10% Down Payment, Seasonally Adjusted and Smoothed
1.2 MBModified Aug 14, 2026Table and Data API available
- CSV
Monthly Metro Total Monthly Housing Payment — Mid-Tier Homes, 5% Down Payment, Seasonally Adjusted and Smoothed
1.2 MBModified Aug 14, 2026Table and Data API available